There’s a pretty good chance that 90 percent of the people who read stuff about shopping and who go to the malls have their own credit cards. It’s the most basic of finances in America—to own a credit card once you reached the legal age of 18 years old. Heck, trust fund babies have credit cards even when they are barely in their teens. So, what’s the point of all of these and how can it relate to Tampa shopping?
You have probably used your credit cards a thousand times since you’ve gotten hold of it, right? In that amount of time, you have accumulated what they call credit card points that you can then turn into rewards. You can get free meals from these rewards or have your membership fee waived forever. However, there’s another upside to this and one that not many people take advantage of. You can convert these points into your shopping money. Say, for example, you have a Macy’s card. As you shop at Macy’s, you accumulate points that you can use to shop for items later on.
The point system is pretty simple. You have to refer to the credit card manual on how many points you can get for every $50 or so. The point is, when you check your credit card points, that actually translates to dollars. One point is equals to one dollar and so on. So, how many times have you used your credit card to pay for gifts, gas, grocery, etc.? That’s a big chance of earning points that you can use to reward yourself.
But the good thing about this is you can maximize these points and earn more and buy more. To do that, you have to do a simple math and research as well. Number one, you need to only use your points during the sale season, which in America happens every so often. There’s practically a sale going on every weekend. You just have to be really smart and patient in choosing and waiting for the bigger promos. You can use the points to pay the already discounted items, which believe it or not, would also translate to even more points for your credit card.
It’s a win-win situation, right? You pay nothing by using your credit card points for an already discounted item. And, you also earn points that you can use later on because of the purchase you just made with the points you earned from way, way back.