The Lakeland shopping cart trick is also called the soft pull trick. It’s a strategy wherein you can get approved for a credit card by an online store without them checking your credit score. Basically, it’s putting items in your shopping cart and getting approved for a credit card during the checkout process. The shop won’t check your credit score and will approve you without realizing your credit history.
You must be opted in for credit card offers
If you have opted out of a credit card offer, you have to visit www.optoutprescreen.com and opt in for credit card offers. This is an important step to be eligible for a credit card offer. If you ever received credit card promotions in the mail, there’s a good chance that you are eligible for this offer. If you did not opt out of the deal, you may not have to check the website and opt in.
Turn off your pop-up blocker or anti-spam tool
The offers for credit cards preapproval will appear as a pop-up on your screen. If you have your pop-up blocker turned on, you may miss the chance of seeing the offer. You can always turn the pop-up blocker on after you have gotten the cards you want.
You don’t have to enter your full social security number
If the trick really works, you only have to input the last 4 digits of your social security number. Otherwise, it may result to a hard pull and the store would have access to your credit history and score. You could be denied your coveted card if you don’t have a good enough credit score.
Works almost all the time
This credit card trick is the only method to get a credit card without the company checking and reviewing your credit score. Some people with a 350 credit score have gotten approved this way. So, yes, it actually works for almost all credit cards, no matter what your credit score is.
Use a third-party company
If there is an unfairly reported listing on your credit card history, you better have this checked by a third-party company that offers this kind of service. Your credit card use is only one way to obtain a good credit history. You can get negative reports removed from your history by hiring a third-party agency. Make sure to check the experience and the professionalism of the firm you will hire.