Online Tampa shopping is one of the many ways that technology has made our lives much easier. With a few clicks of a button, we have the ability to order anything we want from around the world and have it delivered to our doorstep. However, to do all of that, you have to have a credit card to perform all of these transactions.
For some of us, this presents a bit of a problem because not all of us have credit cards. Whether we’re underage or don’t qualify for a credit card, there are a number of reasons why we don’t have a credit card.
But it’s not impossible for you to order stuff online without a credit card. Here are some ways that you can go online Tampa shopping even without a credit card.
Prepaid card
Prepaid cards are pretty similar to the debit card that you use for your bank account. The difference between the two, however, is that a prepaid card isn’t connected to an account.
You simply load it up with funds and you can use it the same way that you would a credit card. These are pretty easy to obtain and can be used anytime you need a credit card but don’t have one.
Debit card
Debit cards now have the ability to be used in the same way that you do credit cards. They’re like prepaid cards where you can only spend the amount that’s on it, but that amount is dependent on the amount of money that’s in your bank account.
While this is convenient, you have to be careful when you use your debit card online. If your account is compromised, your account might be drained, and it will take a lot of time before you get that money back.
Paypal
Paypal and other merchant payment platforms are another very popular way of buying things online. This is usually linked to your bank account.
The good thing about Paypal is that if you somehow get scammed by an online shop, you can launch a dispute against the shop. Paypal will investigate the issue and if it shows that you were indeed scammed, you’ll get your money back.
Virtual credit card
A virtual credit card is a lot like a prepaid card, but online. You can set it up online, and put funds in it through your bank account. The information that they will give you is exactly like a credit card and you’re free to go online Tampa shopping with it.