{"id":28627,"date":"2018-04-20T10:21:20","date_gmt":"2018-04-20T14:21:20","guid":{"rendered":"https:\/\/icityspy.com\/?p=28627"},"modified":"2018-07-27T09:20:59","modified_gmt":"2018-07-27T13:20:59","slug":"lakeland-shopping-101-credit-cards-vs-debit-cards","status":"publish","type":"post","link":"https:\/\/icityspy.com\/lakeland-shopping-101-credit-cards-vs-debit-cards\/","title":{"rendered":"Lakeland Shopping 101: Credit Cards vs Debit Cards"},"content":{"rendered":"

The world of Lakeland shopping<\/a> has come a long way. Gone are the days where a day was set aside for shopping. It used to be an entire event where the entire family would pile into a car and spend the entire day picking out everything that they would need for their home. And for a special treat, the kids would get to pick out one thing for themselves, and at the end of the day, the entire family would go out to eat at a restaurant. <\/p>\n

However, nowadays, with the emergence of online shopping, everything can be done at the tip of your fingertips without any of the fanfare. And along with this rise in technology is the flexibility of payment options available when shopping, whether online or otherwise. Here we will discuss two common option available to shopping individuals: credit card and debit card, and the pros and cons between the two of these. <\/p>\n

Credit Card<\/strong><\/p>\n

A credit card is a payment method that involves letting you pay for something if you don\u2019t have the cash on hand to pay for it right at that moment. Credit cards are issued by banks, and require that you fill out an application to see if you are qualified to get one. This application involves allowing the bank to look into your credit information and your accounts to see if you have the means to pay off your credit card bills. Once your credit card application is approved, you will be given a limit on how much you\u2019re allowed to spend on a single card. <\/p>\n

Credit cards are a convenient payment option that helps you purchase something if you don\u2019t have the money to pay for it now but have the means to pay for it later on. However, it is easy to be careless with your finances if you have a credit card. It is important to only use credit cards for emergencies and if you\u2019re sure that you can pay them off, because if you fail to pay off your credit card debt, this will hurt your credit score. <\/p>\n

Debit Card<\/strong><\/p>\n

At first glance, it would seem that debit cards would work the same way that credit cards do. However, these are different in the sense that you don\u2019t have to fill out an application for a debit card, and when you pay for something with a debit card, the amount is taken out of your bank account. <\/p>\n

The main advantage that debit cards have over credit cards is that you don\u2019t risk hurting your credit score or spending more than you can handle when you pay with a debit card. However, it can be easy to think that you have more than you have when you pay with debit cards, so it\u2019s still important to keep track of your expenses when Lakeland shopping<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

The world of Lakeland shopping has come a long way. Gone are the days where a day was set aside for shopping. It used to be an entire event where the entire family would pile into a car and spend the entire day picking out everything that they would need for their home. And for […]<\/p>\n","protected":false},"author":83,"featured_media":30350,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[1442,1447,115,116,1448],"yoast_head":"\nLakeland Shopping 101: Credit Cards vs Debit Cards - iCitySpy.com<\/title>\n<meta name=\"description\" content=\"When Lakeland shopping, it\u2019s important to be aware of your payment options. 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